BigSavingsHomeInsurance.com: Our Name Says It All
BigSavingsHomeInsurance.com is here to get homeowners like you the lowest home insurance rates possible so you can save big! Can we save you from overpaying? Yes. Can we save you from wasting time shopping around? Yes. Can we save you from the stress of possibly making the wrong choice? Yes.
Given the peace of mind it provides and that it’s a requirement for most homeowners, we know that home insurance is an incredibly important decision, and that it’s a difficult one to make with so many options on the market. It would take hours to thoroughly research each and every one on your own -- and let’s be honest, who really has the time to fill out that many forms or make that many phone calls?
That’s why we’ve created proprietary technology that makes things simple -- after you answer just a few, non-personal questions, we’ll send you a personalized list of home insurance policies that meet your specific needs at the cheapest rates possible.
What Coverage Do I Need?
Home insurance is almost always required by mortgage companies, which means it is a necessary part of your budget. The minimum coverage required will depend on factors including the home’s value, age, and the typical weather and crime rate in your area. Generally, your home and possessions will be insured in the case of an emergency event, including fires or robberies. You will also be covered for liability so that you won’t be responsible for injuries sustained by others while on your property. It’s important to keep in mind that natural disasters, such as earthquakes or floods, are often not covered by basic home insurance and may require separate polices or add-ons.
As with any insurance, there are ways to upgrade your home insurance so other scenarios are covered. The amount of and type of coverage you want to choose should be based on your own situation and sense of security. Regardless of what coverage you decide to opt for, however, there is no reason for it to cost a fortune.
Our Process
Here at BigSavingsHomeInsurance.com, our team has years of experience in the insurance industry. We have firsthand knowledge of how home insurance rates are calculated, what plans tend to work out best for which customers, and how companies try to maximize savings on their end. We want to use our experience to help you navigate the home insurance world and choose a policy that both meets your needs and is affordable. In order to achieve this, we’ve created a proprietary algorithm that works to benefit you, not the insurer.
Insurance companies have their own algorithms that they use to analyze risk and decide how much to charge for their plans. These algorithms are complicated and are constantly changing, but their ultimate goal is to make the company more money. This is where our system differs.
Home insurance rates are always changing and vary dramatically across carriers. It’s difficult to pin down an exact value of home insurance because of factors including weather, land value, and the value of the actual home itself -- each home is completely different from the next, making risk and value calculations impossible to standardize. Insurance companies analyze these factors and use their results to inform new and updated rates. Rate instability makes finding a reliable and affordable quote difficult for consumers, as what might be a good deal one day could turn out to be grossly overpriced the next. This is where our help comes in. Using our own algorithm, we take your answers to a few questions related to your home and quickly find the most relevant, inexpensive home insurance options available to you on the market at any given moment. Rather than spending hours trying to research on your own, we provide accurate results within seconds so you can find the right policy easily.
Home Insurance Made Easy
Home insurance is a necessity for anyone who owns a home, and having it should bring a sense of security rather than being another stressful drain on your family’s budget. By using our service, you’ll get the best deals on the market. We know how important and personal this decision is. That’s why we created technology that works for you -- we keep your needs in mind and find the best savings possible based on that. With us, you are the priority.
If you’re just looking into buying your first home or you’re hoping to switch and save, BigSavingsHomeInsurance.com is here for you. Which home insurance policy to go with is a difficult decision to make, but we’re here to change that. For an easy home insurance experience, try us out and save today.